Home Buying Archives - Page 2 of 3 - Kevin Foy, Realtor - RE/MAX Oakcrest

10 Signs That You’re Doing Business with a Predatory Mortgage Lender

How to Spot Predatory Mortgage Lenders We like to believe that most people are good-hearted and ethical when conducting business, but there are still unethical business practices that exist who don't have your best interests in mind. In 2007 we went through a financial crisis caused by the greed in the mortgage industry from bankers, [...]

By |2020-03-31T16:40:04+00:00January 29th, 2017|Home Buying|Comments Off on 10 Signs That You’re Doing Business with a Predatory Mortgage Lender

The Purpose of Property Taxation & What Happens If You Don’t Pay

The Purpose of Property Taxation Upon becoming a homeowner, you’ll be responsible for paying annual property taxes to the city. As a homeowner, you may be asking “why tax my land?” Despite the drawbacks of taxing real estate, there are a lot of benefits that outweigh the perceived problems. Here are several reasons listed for [...]

By |2020-03-31T16:40:57+00:00December 20th, 2016|Home Buying|Comments Off on The Purpose of Property Taxation & What Happens If You Don’t Pay

Methods of Transferring Home Ownership

Methods of Transferring Home Ownership As a homeowner, you’ll usually think of transferring ownership of property through a sale. But there are also other methods that ownership can be transferred. Here are the following methods: Sale - the owner agrees to hand over title in exchange for consideration, usually completed with a deed Gift - [...]

By |2020-03-31T16:42:34+00:00November 27th, 2016|Home Buying, Home Selling|Comments Off on Methods of Transferring Home Ownership

The Guide on Title Insurance & Why It’s Important

What is title insurance? It’s an insurance policy guaranteeing that title to property is a good title insuring the policyholder against loss or damages from defects in the title. After reading this article you will understand how to: Define chain of title Describe how a title search is conducted Differentiate between standard title insurance and [...]

By |2020-03-31T16:42:48+00:00November 14th, 2016|Home Buying|Comments Off on The Guide on Title Insurance & Why It’s Important

Understanding Real Estate Legal Descriptions

Understanding Real Estate Legal Descriptions Any time the word "legal" is involved it's not usually very fun. So it's no surprise that the term "real estate legal descriptions" doesn't seem very interesting when you hear it. But, it is important because legal descriptions tell you what real estate land you are acquiring and its accuracy [...]

By |2020-03-31T16:42:56+00:00November 9th, 2016|Home Buying, Home Selling|Comments Off on Understanding Real Estate Legal Descriptions

The Ultimate Guide to Closings & Settlement Statements

What is Closing? Closing is the process where a buyer and seller come together to exchange funds for the title of a property. Due to the different transactions costs involved with closing, a balance sheet must be kept which is known as a closing statement. It lists out all the debits and credits of the [...]

By |2020-03-31T16:43:03+00:00November 4th, 2016|Guides, Home Buying, Home Selling, Investors|Comments Off on The Ultimate Guide to Closings & Settlement Statements

Ultimate Guide to Home Buying Costs

The Ultimate Guide to Home Buyer Costs What are the costs of buying a home? Whether you're a first time buyer or an experienced home owner, this question has surely crossed your mind before. This is a great question to ask because buying a home is likely going to be one of your most expensive [...]

By |2018-11-17T18:52:34+00:00November 1st, 2016|Guides, Home Buying|Comments Off on Ultimate Guide to Home Buying Costs

Realtors Guide to Mishawaka Indiana Real Estate

Realtors Guide to Mishawaka Indiana Real Estate Learn all there is to know about the Real Estate market by top Mishawaka IN Realtor, Kevin Foy of RE/MAX Oak Crest Realty Realty. If you have any questions on anything to do with the town and specifically Mishawaka Real Estate, please get in touch as I have [...]

By |2020-03-31T16:43:10+00:00October 27th, 2016|Guides, Home Buying|Comments Off on Realtors Guide to Mishawaka Indiana Real Estate

Realtors Relocation Guide to Granger Indiana Real Estate

Realtors Relocation Guide to Granger Indiana Real Estate Learn all there is to know about the Real Estate market by top Granger IN Realtor, Kevin Foy of RE/MAX Oak Crest Realty. If you have any questions on anything to do with the town and specifically Granger Real Estate, please get in touch as I have [...]

By |2020-03-31T16:44:39+00:00October 9th, 2016|Home Buying, Home Selling, Investors|Comments Off on Realtors Relocation Guide to Granger Indiana Real Estate

Realtors Guide to Elkhart Indiana Real Estate

Realtors Guide to Elkhart Indiana Real Estate Learn all there is to know about the Real Estate market by top Elkhart IN Realtor, Kevin Foy of RE/MAX Oak Crest Realty. If you have any questions on anything to do with the town and specifically Elkhart Real Estate, please get in touch as I have been [...]

By |2020-03-31T16:44:33+00:00October 4th, 2016|Home Buying, Home Selling, Investors|Comments Off on Realtors Guide to Elkhart Indiana Real Estate
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